Fierce advocates dedicated to representing consumers and leveling the playing field.
Fierce advocates dedicated to representing consumers and leveling the playing field.
Joseph E. Rudy, Esq.
Not just an attorney, Joseph Rudy has acquired invaluable business and life experience over the course of the last four decades.
Prior to becoming an attorney, Mr. Rudy was a consultant to debt collectors and creditors for many years, where he acquired insider knowledge, while providing litigation management, compliance, and operational services. Thereafter, Mr. Rudy leveraged his industry knowledge and experience and began providing consulting services to plaintiff attorneys who represent consumers under federal and state consumer protection statutes.
For the years prior to his admission to the New York State Bar and The State Bar of California, Mr. Rudy assisted on thousands of cases and has been retained as an expert witness.
In addition, Mr. Rudy has over 20 years experience in the financial services industry.
As a party to dozens of legal matters, Mr. Rudy understands firsthand the toll that a legal dispute can have on a person - financially, emotionally, and physically -
but he knows how to win.
Karra L. Kingston, Esq.
Karra L. Kingston, Esq. is a bankruptcy and consumer protection attorney dedicated to protecting the rights of consumers, challenging unlawful financial practices, and helping individuals and families reclaim control of their financial futures. As the founder of her own law firm, Karra has built her practice on the belief that every individual deserves skilled legal representation, regardless of their financial circumstances or the size and influence of the institution on the other side.
Karra concentrates her practice on consumer protection litigation, including claims arising under the Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA), as well as Chapter 7 and Chapter 13 bankruptcy proceedings. She represents consumers whose rights have been violated by credit reporting agencies, debt collectors, debt buyers, and other financial institutions. Her work includes challenging inaccurate credit reporting, improper credit investigations, unlawful debt collection practices, and other conduct that threatens consumers' financial stability and opportunities.
Admitted to practice in federal courts, Karra advocates for individuals facing some of the nation's largest credit reporting agencies and financial corporations. She is committed to holding these institutions accountable when they fail to comply with federal consumer protection laws. Through litigation and strategic advocacy, she seeks to vindicate her clients' rights, pursue available legal remedies, and ensure that consumers are not silenced or intimidated by powerful corporate interests.
In addition to her consumer protection litigation practice, Karra represents individuals and families navigating financial hardship through bankruptcy. She guides clients through complex financial and legal challenges, helping them understand their options, protect their assets where permitted by law, and pursue meaningful debt relief. Her approach combines legal advocacy with compassion and an understanding of the personal and emotional toll financial distress can take on individuals and their families.
As a female law firm founder and consumer advocate, Karra is particularly passionate about empowering women, mothers, families, and individuals rebuilding their lives after financial setbacks. She recognizes that behind every credit report, collection account, and bankruptcy petition is a person whose financial future, dignity, and peace of mind deserve protection.
Karra's philosophy is rooted in a fundamental principle: the law should protect everyday people just as vigorously as it protects the interests of powerful corporations. She believes that consumers deserve more than simply being heard; they deserve an attorney willing to stand beside them, challenge unlawful practices, and pursue accountability.
Whether confronting billion-dollar credit reporting agencies, defending consumers against unlawful debt collection practices, or helping families obtain a fresh financial start, Karra remains committed to one mission: protecting consumer rights, restoring financial dignity, and giving individuals the opportunity to move forward with confidence.
Ely Grinvald, Esq. - Of Counsel
Ely Grinvald is committed to representing consumers with claims under the Fair Debt Collection Practices Act, Fair Credit Reporting Act, as well as the California state counterparts, such as the Rosenthal Fair Debt Collection Practices Act and California Consumer Credit Reporting in California state and federal courts.
Mr. Grinvald has been practicing law since December 2012 and is committed to achieving excellent results for his clients. Mr. Grinvald started his law career as a public interest attorney representing homeless veterans, victims of predatory landlords, and the formerly incarcerated. Thereafter, Attorney Grinvald began practicing employment law and represented dozens of plaintiffs in wage and hour, discrimination, harassment, and wrongful termination cases.
Mr. Grinvald now focuses his practice on representing victims of debt collection harassment and credit reporting errors.
Attorney Grinvald is passionate advocate for consumers and is continuously researching the latest developments impacting consumer protection laws.